Home › Tenant Guide › Move-in checklist
Tenant Guide 03

The condo move-in checklist that protects your deposit

Handover day is the only day your evidence is free. After that, every scratch is a negotiation. This is the checklist KTA runs with every tenant, from stamping the agreement to the first week in the unit.

14 daysto stamp the TA after signing
3 to 5 daysahead to book the condo move-in slot
Everydefect photographed and shared in writing
Quarterlyaircon servicing, keep the receipts
Phase 1

After signing, before moving

Phase 2

Handover day walkthrough

Allow at least 60 to 90 minutes. Bring a phone with plenty of storage, a charger to test power points, and the inventory list. Do the walkthrough before the movers arrive so the unit is empty and every surface is visible.

Condition and defects

  • Photograph every wall, floor, and ceiling in every room, wide shot then close-ups of any scratch, stain, chip, crack, or water mark.
  • Open every cabinet, wardrobe, and drawer. Check hinges, rails, and for mould or pests.
  • Test every window and balcony door, lock, and grille. Note any that stick or leak.
  • Run every tap, shower, and toilet. Check for leaks under sinks and around the toilet base.
  • Test every appliance supplied: hob, hood, oven, fridge, washer, dryer, water heater, and every aircon unit.
  • Check for water stains on ceilings, especially under bathrooms of the unit above, and around aircon trunking.

Records and items to collect

  • Meter readings for electricity, water, and gas, photographed with the date visible.
  • All keys: main door, gate, letterbox, balcony, storeroom, and any window locks. Count them against the inventory.
  • Access cards and fobs for the lobby, lift, car park, gym, and pool. Note how many and whether a deposit applies.
  • Remotes for every aircon unit, the gate, the TV, and the fan. Test each with fresh batteries.
  • Manuals and warranty cards for the appliances, if the landlord has them.
  • Last aircon servicing date and the contractor's contact, if the landlord has a preferred one.

Then put it in writing the same day. Send the completed inventory, all photos, and the meter readings to the landlord and agent in one email or a shared folder, and ask for a one-line acknowledgement. That acknowledgement is what protects your deposit 12 or 24 months later.

Phase 3

Your first week

TaskWhy it mattersWho to contact
Resident registration with the condoAccess cards, visitor system, and car park labels are only issued to registered residents.Management office
Car park season parking (if you drive)Most condos allot one lot per unit; extra lots need approval and a monthly fee.Management office
Aircon servicingSets a clean baseline and starts the quarterly cycle your TA requires. Keep every receipt.Any licensed aircon contractor
Report late-found defects in writingMost TAs give a window to report existing defects without liability. Silence reads as acceptance.Landlord and agent
Contents insuranceThe landlord's fire insurance covers the building, not your belongings.Any general insurer
Mail redirection and address updatesBank, employer, MOM (for pass holders), and the ICA address update within the required window.SingPost, ICA, MOM, employer
Broadband installed and testedTest Wi-Fi in the furthest bedroom before the technician leaves.Your provider
Meet the neighbours and the security teamThey are the ones who receive your parcels and let your guests in.Yourself
Responsibilities

Tenant vs landlord: who handles what

Every tenancy agreement is different, but these are the market-standard positions in Singapore. Always read your own TA, and ask before assuming.

ItemUsually tenantUsually landlord
Utilities, broadband, mobileYes, in the tenant's name
Stamp duty on the TAYes, by convention
Quarterly aircon servicingYes, with receipts
Minor repairs under the TA's cap (often S$250 to S$350 per item, around S$500 on luxury units, estimates only)Yes, the first S$ up to the capAmount above the cap
Major repairs, structural, wear and tearYes
Property tax, MCST maintenance fees, fire insuranceYes
Condo move-in deposit and lift bookingYes, refundable
Reinstatement at end of lease (fair wear and tear excepted)Yes
FAQ

Common questions

Who pays the stamp duty on a tenancy agreement in Singapore?

By market convention the tenant pays, unless the tenancy agreement says otherwise. It must be stamped on the IRAS e-Stamping portal within 14 days of signing if signed in Singapore. Late stamping attracts penalties, and an unstamped agreement cannot be used as evidence in a dispute.

What is a condo move-in permit and how do I get one?

Most MCST-managed condos require a move-in form submitted to the management office a few working days ahead, a refundable deposit (often S$500 to S$1,000, estimates only) to cover damage to lifts and common areas, and a booked time slot for the lift. Your agent or the landlord can get the form; some condos let the tenant submit it directly.

How detailed should the handover inventory be?

Very. Every item of furniture and appliance, its condition, and photos of every existing scratch, stain, chip, or crack, timestamped and shared with the landlord in writing on handover day. This is your evidence at the end of the lease. Most deposit disputes come down to whose photos are better.

What if I find defects after moving in?

Most tenancy agreements give a short window (commonly 7 to 30 days) to report defects that existed at handover without liability. Report them in writing with photos as soon as you find them, even if the window has passed. Silence is read as acceptance.

Can I hang pictures or paint the walls?

Check the tenancy agreement. Most allow small nails and picture hooks with reinstatement on exit. Painting, drilling into tiles, or removing fixtures usually needs written landlord consent. Ask first; it is much cheaper than making good later.

Do I need to service the aircon?

Almost always yes. Standard Singapore tenancy agreements require the tenant to service the aircon quarterly through a contractor and keep the receipts. Failing to do so is one of the most common reasons landlords deduct from deposits.

Keith Tan Boon Kee, ERA Realty Network
About Keith

Keith Tan Boon Kee

Division Director, ERA Realty Network. CEA R003793E. 25 years in Singapore property, leading Keith Tan Associates (KTA) within HexaGroup. Keith and his team handle leasing, expat relocation, TOP handovers, and resale across Singapore's prime districts, and every KTA tenant gets this setup guide as part of the move-in service.

Looking for a place, or have one to let?

Tenants: tell me your budget, district, and move-in date and I will shortlist units that fit. Landlords: get a free rental assessment and a tenant-ready handover checklist for your unit.

General information only. Not financial or investment advice. Consult a qualified professional. Provider fees, deposits, and timelines are estimates only, not guaranteed, and may change. Always confirm with the provider.

WhatsApp Keith