Start hereThe two numbers most people need first
One full picture for buyers and upgraders, one clean answer for owners thinking of selling.
Client Financial Storyboard
The only tool that combines everything: CPF accrued interest, cash needed, ABSD, BSD, TDSR, MSR, monthly repayment, and buy-first vs sell-first comparison. Covers HDB Resale, Private Condo Upgrade, and EC Upgrade in one place.
Seller Profit Calculator
Estimate net cash after outstanding loan, CPF refund, accrued interest, Seller's Stamp Duty, agent fee, and legal fees. See the real number that lands in your pocket, not the headline price.
BuyingKnow your total cost before you commit
Stamp duties by citizenship and property count, plus every key date from option to completion.
Stamp Duty Calculator
Best starting point for buyers. BSD tier-by-tier breakdown plus ABSD by citizenship and property count in one combined tool.
Calculate stamp dutyABSD Calculator
Standalone Additional Buyer's Stamp Duty breakdown. For your full buying cost, use the combined Stamp Duty Calculator.
Calculate ABSDBSD Calculator
Standalone Buyer's Stamp Duty breakdown by tier. For BSD plus ABSD together, use the combined Stamp Duty Calculator.
Calculate BSDTransaction Timeline Planner
Generate a personalised timeline for your purchase or sale. Know every key date and every payment due, from option fee to completion.
Plan my timelineSelling or upgradingSell, hold, or rent it out: compare net with net
What owning really cost you, what each exit path returns, and whether decoupling saves ABSD on the next one.
True Cost of Ownership
Loan interest, property tax, maintenance, insurance, SSD, and selling fees across your holding period, versus your true net return and break-even sale price.
Reveal true costSell vs Rent vs Hold
Three paths compared net with net: sell and bank the cash, rent it out for yield on your equity, or hold for growth. Shows the yearly capital growth a hold needs just to beat selling or renting.
Compare my optionsDecoupling Calculator
Find out if decoupling saves you ABSD on the next purchase. Calculates BSD on the transfer, legal fees, and net savings.
Run decoupling analysisNot sure which number matters for your situation?
Send me your address and a line on what you are thinking of doing. I will run the numbers and tell you what I would do, no obligation.
Financing and investingWhat the bank will lend, and what the unit will return
Check your loan ceiling before the banker does, then benchmark the yield.
Affordability Calculator
Check your max loan, monthly instalment, and TDSR or MSR ratio. Know before your banker tells you what you can afford.
Check affordabilityRental Yield Calculator
Gross yield, net yield, and monthly cashflow in seconds. Benchmark your investment against Singapore's private condo average.
Calculate yieldRentingFor tenants and landlords
Lease duty on the tenancy agreement. For live rents, use the Condo Rental Tracker below.
Live market dataReal transactions, not asking prices
Official URA and HDB records, refreshed automatically.
Private Condo Transaction Tracker
Search any Singapore private condo for real median prices, PSF, and recent URA caveats. CCR, RCR, and OCR snapshot from URA data.
Search condo pricesHDB Resale Price Checker
Recent HDB resale prices by town and flat type: median price, price per square foot, the price trend, and the latest recorded sales.
Check HDB pricesCondo Rental Tracker
Real median rent by bedroom, recent URA rental contracts, and rental PSF for any Singapore condo. Islandwide snapshot from URA data.
Check rental pricesLifestyleOther things Singaporeans check every week
Live data tools built for daily life, not just property.
Latest COE Prices
COE prices for Category A, B, C, D, and E straight from official LTA bidding results, with the change since the previous round. Updated every bidding exercise.
Check COE pricesPetrol and EV Charging Savings
Compare live Singapore petrol prices and EV charging rates, find the cheapest station and card combo, and locate stations near you.
Find cheapest fuelCauseway and Tuas Traffic
Live Causeway and Tuas Second Link checkpoint cameras, the best times to cross, which checkpoint to use, and a before-you-drive checklist for VEP, Touch n Go, and the 3/4 tank rule.
Check the crossing